The family money-school from Koydo

Practice money. Real lessons. No bank.

Inside a glowing cabinet, every drawer holds a practice world. Your kids earn, save, give, and grow practice coins with Auntie Juniper's fables — and carry real money sense into the real world. No bank account. No card. No ads.

Coming soon to the App Store and Google Play

The Cabinet of Coins — a tall wooden cabinet with glowing drawers of golden practice coins

Four drawers your kid will never forget.

In the Cabinet, coins glow when they're working and go dull when they sit idle. Each drawer turns one timeless money habit into a story your family will quote at the dinner table.

The First Drawer

The first coin of every ten pays your future self — before anything else gets a turn.

Pay yourself first

The Storm Drawer

A quiet drawer nobody touches — until the day the roof leaks. Surprises only, never wishes.

The rainy-day habit

The Giving Drawer

The one drawer with no lock. One coin of every ten leaves happily — and your kid learns why.

Generosity is part of wealth

The Growing Drawer

Coins that work while you sleep earn little coin-babies. Patience, made visible.

Compounding, as a bedtime story

Storytellers your kids will ask for by name.

Auntie Juniper, a warm storybook-illustrated storyteller, beside the glowing cabinet

Auntie Juniper

Curator of the Cabinet

A warm, wry storyteller who answers every money question with a tale about her drawers.

Pip the magpie, a curious black-and-white bird clutching a shiny coin

Pip

The magpie who learns the hard way

Pip hoards shiny things — and makes every mistake your kid could make, first and charmingly.

Old Fen, a bespectacled badger with a brass abacus in his workshop

Old Fen

The numbers-badger, for teens

A retired ship's purser with a brass abacus. Dry, kind, zero nonsense — he runs the teen Workshop.

Marla the berry-stand owner at her market stall

Marla

The berry-stand owner — honest enterprise, every episode

Sparrow, a small bold bird standing tall

Sparrow

The brave truth-teller — asking is free

The Weasel, a sly salesman character with a suspicious grin

The Weasel

Too good to be true, in every century

Corvus the crow, a formal banker bird with a ledger

Corvus the Crow

The lender — fair, exact, and expensive

It grows up exactly as fast as your kids do.

4–6

Sprouts

Money is turns and trades: swap, wait, share, and count alongside Pip.

5–8

Junior

Auntie Juniper's fables teach earn, keep, wait, and give — one drawer at a time.

8–11

Kids

Feeders vs Eaters, goals with real dates, and the full fable arc.

11–14

Tweens

How money systems work: growth, risk, and spotting tricks before they bite.

14–18

Teens

Old Fen's Workshop — first paycheck to first investment, in a look that never feels like a little-kid app.

Parents & teachers

Grown-Ups

A teaching corner for you: allowance design and scripts for the hard questions, like “are we rich?”

One family plan covers all of it — each child's profile picks their tier, and teens get a Workshop that looks and sounds their age.

In the app today.

Five hands-on activities, all played with practice coins — plus a Practice Allowance your family runs together.

Lemonade Stand Tycoon

Run a stand, price your cups, hire a helper — climb from helper to keeper to owner.

Compound Interest Time Machine

Watch one patient coin work all night for years — and race it against a sleepy one.

Scam Spotter

If a deal is whispered, rushed, or “secret”, it goes in the Whisper Drawer. Your kid learns to spot it first.

Stock Market Sim

A practice market for understanding before buying — practice coins only, never real money.

Junior Budget Coach

Four drawers, one allowance, real choices — including the quiet drawer for storms.

Practice Allowance

The heart of the app: your kid's practice coins land on a rhythm you set, and the four drawers do the teaching.

On the roadmap.

The Cabinet keeps adding drawers. Here's what's being built next — honestly labeled, coming soon.

A shopkeeper's counter with goods sorted into feeding and eating pilesComing soon

Owner's Eyes

Sort the world into Feeders and Eaters, then pick five things to own — and watch the seasons judge you.

A family allowance board with four glowing drawers and chore tokensComing soon

Practice Allowance Month-Loop

The family economy, on a calendar: chores, drawer ratios, and bills that land whether you're ready or not.

A larder being stocked before a storm gathers outside the windowComing soon

Storm-Days Provisioning

Provision a whole season with limited coins — then let the weather roll.

A bustling village market square with stalls and drifting price tagsComing soon

Market Day

A village market with drifting prices, mood-priced offers, and one stall that's too good to be true.

Three ice blocks of debt melting at different speedsComing soon

Debt-Melt

Three debts, two ways to melt them — see snowball and avalanche race side by side.

A small storybook town with a glowing town-hall cabinet at its centerComing soon

Run-Your-Town

A persistent town where every game feeds one economy — can your town's drawers survive its winters?

Bedtime money stories, in your language.

The whole story world — fables, activities, and coach lines — speaks ten languages, with captions on every narration.

  • English
  • Español
  • Português
  • Français
  • Deutsch
  • 日本語
  • 한국어
  • 中文
  • हिन्दी
  • العربية

One even price. Six kids. No surprises.

Free

$0

  • Two full activities, free
  • A limited Practice Allowance
  • No ads, no card, no bank — same as Premium

Premium Family

$6/month

or $40/year — two months free

  • Every story, activity, and simulator
  • Up to 6 kids on one plan
  • All ten languages, every age tier
  • The Grown-Ups teaching corner

Your family's money school, not a product aimed at your kids.

  • No ads — ever.
  • No selling data — ever.
  • Your kids' data stays on their device.
  • No bank account, no card, no fees hiding behind fees.
  • No chat with strangers — the only voices are the storytellers'.
  • Practice coins only — never real financial advice.

Coming soon to the App Store and Google Play.

Cabinet of Coins is in the final stretch. Until launch day, here is everything families ask us.

Is Cabinet of Coins safe for young kids?

Yes. There are no ads, no chat with strangers, and no real money anywhere in the app. Your kids' learning data stays on their device — we don't sell data, ever.

Does my child need a bank account or a card?

No. Everything runs on practice coins inside the story world. No bank account, no debit card, no top-ups, and no fees hiding behind fees.

What ages is it for?

Ages 4 to 18, plus a Grown-Ups corner for parents and teachers. Each child's profile picks an age tier — from Sprouts (4–6) through the teen Workshop (14–18) — so the stories and activities always fit.

What do I get for free?

Two activities plus a limited Practice Allowance, free. Premium unlocks every story, activity, and simulator for the whole family.

How many kids can use one subscription?

Up to 6 kids on one family plan — $6 a month or $40 a year, whichever suits you.

What languages does it speak?

Ten: English, Spanish, Portuguese, French, German, Japanese, Korean, Chinese, Hindi, and Arabic.

Is this financial advice?

No. Cabinet of Coins teaches timeless money habits through fables and practice worlds. It never recommends real products, stocks, or investments.

When can I download it?

Cabinet of Coins is coming soon to the App Store and Google Play. Everything on this page is what the app teaches at launch and where it's headed next.